Mechanicsville: Housing & Real Estate
Housing in Mechanicsville centers on a median value of $416,100 (estimated market value runs 15% higher at $477,145), with median rent $1,511 (1.1× below St. Mary's County median $1,595; 1.1× below Maryland median $1,612). Homeownership rate: 75.0%. That's 1.1× higher than the St. Mary's County median ($376,900); 1.1× higher than the Maryland median ($392,037). Market is warm. New construction makes up 12.7% of stock. A municipal building code is in effect.
- 3.4× annual income — home value vs. household income (vs Maryland 3.8×).
- 22.9 years to break even renting at the median (vs Maryland 20y).
- 4-BR rent is 2.1× a studio — rent gradient by unit size.
- Median rent 17% below HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $416,100 — 1.1× the Maryland median ($392,037). Median rent $1,511/month. homeownership rate 75.0% — above the U.S. share of ~65%.
| Affordability · Home Price To Income | 3.4× |
|---|---|
| Affordability · Home Affordability | moderate |
| Affordability · Rent Pct Income | 14.4% |
| Affordability · Rent Affordability | affordable |
| Affordability · Poverty Rate | 2.9% |
| Affordability · Property Tax Pct Income | 2.9% |
| Fair Market Rent · Studio rent | $1,394 |
| Fair Market Rent · One-bedroom rent | $1,672 |
| Fair Market Rent · Two-bedroom rent | $1,833 |
| Fair Market Rent · Three-bedroom rent | $2,264 |
| Fair Market Rent · Four-bedroom rent | $2,889 |
| Fair Market Rent · HUD FMR area | St. Mary's County, MD HUD Metro FMR Area |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $477,145 |
| Median Home Value | $416,100 (vs Maryland $392,037) |
| Median Rent | $1,511 (vs Maryland $1,612) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · New construction (% of stock) | 12.7% |
| Housing Market · Price Appreciation 2Yr | -2.2% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 49.4% |
| Broadband · Broadband-capable premises | 739 |
| Electricity · Electricity rate (¢/kWh) | 17.86¢/kWh |
| Electricity · Customers | 2,451,753 |
| Electricity · Revenue Millions | $4,880 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0% |
| Mobile Broadband · 4G mobile coverage | 100% |
| Mobile Broadband · 5G mobile coverage | 99% |
| Mobile Home Parks Detail · County total | 7 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Charging & Mobility
| Ev Charging · Stations | 4 |
|---|---|
| Ev Charging · Public Stations | 4 |
| Ev Charging · L2 Ports | 5 |
| Ev Charging · Dc Fast Ports | 1 |
Sources: DOE AFDC API
Other
| Homeownership Rate | 75.0% |
|---|---|
| Median Year Built | 1982 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12